GDPR
Organisations operating in the EU and EEA and processing personal data of EU-based individuals are, in almost all cases, required to comply with the General Data Protection Regulation (GDPR) from May 25 2018. The GDPR updated and harmonised the framework for processing personal data in the European Union, and brought with it new obligations for organisations and new rights for individuals. Many of the key points of GDPR were present in the Data Protection Act 1998 that GDPR effectively replaced. MediaBlanket has many years experience earning our user's trust and we were already compliant with the Act before the May 2018 deadline.
How does MediaBlanket comply with GDPR? Trust is the foundation of our relationships. We value the confidence that you put in us and take the responsibility of protecting your information seriously. MediaBlanket has analysed the GDPR and have undertaken the necessary steps to ensure that we comply.
GDPR: Subject Access Requests.
- Individuals have the right to access their personal data and supplementary information.
- The right of access allows individuals to be aware of and verify the lawfulness of the processing.
What information is an individual entitled to under the GDPR?
Under the GDPR, MediaBlanket Ltd give the customer:
- confirmation that their data is being processed;
- access to their personal data; and
- other supplementary information
What is the purpose of the right of access under GDPR?
The GDPR clarifies that the reason for allowing individuals to access their personal data is so that they are aware of and can verify the lawfulness of the processing.
Mediablanket can charge a fee for dealing with a subject access request
*** Please could customers contact us via email in the first instance whilst we make changes in response to covid-19. There will be more email cover than telephone cover and you may receive a response more efficiently via email. Thank you for your patience and understanding. ***
We will provide a copy of the information free of charge. However, we can charge a ‘reasonable fee’ when a request is manifestly unfounded or excessive, particularly if it is repetitive.
We may also charge a reasonable fee to comply with requests for further copies of the same information.
The fee must be based on the administrative cost of providing the information.
How long do we have to comply?
Information must be provided without delay and at the latest within one month of receipt.
MediaBlanket can extend the period of compliance by a further two months where requests are complex or numerous. If this is the case, we will inform the individual within one month of the receipt of the request and explain why the extension is necessary.
If your request is manifestly unfounded or excessive
Where requests are manifestly unfounded or excessive, in particular because they are repetitive, we can:
- charge a reasonable fee taking into account the administrative costs of providing the information; or
- refuse to respond.
If we refuse to provide this information or request a reasonable fee we will remind you of your right to make a complaint to the ICO or any other supervisory body and remind you of your ability to seek to enforce this right through a judicial remedy.
How will we provide the information
We will verify the identity of the person making the request, using ‘reasonable means’.
MediaBlanket may be able to provide remote access to a secure self-service system which would provide the individual with direct access to his or her information.
Representative Example: Amount of credit £1200.00 for 18 months at £90.46 per month. Total amount repayable is £1628.28. Interest: £428.28. Interest rate 49.9% p.a. (variable).
Representative 49.9% APR
Rates from 39.9% APR to 1721% APR
Loan terms between 3 and 60 months
Working for you!
As a leading loan broker service we exist to find you the most suitable lender for your situation.
Mediablanket Ltd is a credit broker and never charge you for the use of their service or take money from your account. Loan costs will vary depending on the lender. We use a consumer application system to allow our customers to make applications to a number of loan providers and brokers using a single online application form.
Please only apply for a loan if you are confident that you are able to make the repayments. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.
We only want you to apply for a loan if you’re sure you can repay it in full on your due date and still manage your other outgoings. By accepting these terms you confirm you have provided accurate financial information and considered potential future income and outgoings in determining your ability to repay
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. A PAYDAY LOAN OFFERS A SHORT TERM FINANCIAL SOLUTION AND SHOULD NOT BE USED AS A LONG TERM SOLUTION.
* Subject to lenders requirements and approval. Most loans can be paid into your bank account within one hour, although this could take 2-3 days if your bank does not accept faster payments! However not all of our lenders offer this service and some may not pay straight into your bank account . Please note that not everyone will qualify for the full amount – this is subject to creditworthiness and affordability checks*
We work exclusively with a selected group of lenders and licensed credit brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them.
You can request details of these commissions or fees, by emailing us at hello@mediablanket.co.uk. We will then provide you with the precise amount of the commission or fee or, where that amount is not known, the likely amount. Please note that the lender or broker we direct you to may not offer the cheapest loan that is available to meet your needs.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK. This site is available to UK Residents only aged 18 years and over.
Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.