SupaLoans Is A Licensed Credit Broker, Not A Lender, And Does Not Make Credit Decisions, We May Receive A Commission From The Provider That We Introduce You To.- Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

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GDPR

Organisations operating in the EU and EEA and processing personal data of EU-based individuals are, in almost all cases, required to comply with the General Data Protection Regulation (GDPR) from May 25 2018. The GDPR updated and harmonised the framework for processing personal data in the European Union, and brought with it new obligations for organisations and new rights for individuals. Many of the key points of GDPR were present in the Data Protection Act 1998 that GDPR effectively replaced. MediaBlanket has many years experience earning our user's trust and we were already compliant with the Act before the May 2018 deadline.

 

How does MediaBlanket comply with GDPR? Trust is the foundation of our relationships. We value the confidence that you put in us and take the responsibility of protecting your information seriously. MediaBlanket has analysed the GDPR and have undertaken the necessary steps to ensure that we comply. 

GDPR: Subject Access Requests.

  • Individuals have the right to access their personal data and supplementary information.
  • The right of access allows individuals to be aware of and verify the lawfulness of the processing.

What information is an individual entitled to under the GDPR?

Under the GDPR, MediaBlanket Ltd give the customer:

  • confirmation that their data is being processed;
  • access to their personal data; and
  • other supplementary information

What is the purpose of the right of access under GDPR?

The GDPR clarifies that the reason for allowing individuals to access their personal data is so that they are aware of and can verify the lawfulness of the processing.

Mediablanket can charge a fee for dealing with a subject access request

*** Please could customers contact us via email in the first instance whilst we make changes in response to covid-19. There will be more email cover than telephone cover and you may receive a response more efficiently via email. Thank you for your patience and understanding. ***

We will provide a copy of the information free of charge. However, we can charge a ‘reasonable fee’ when a request is manifestly unfounded or excessive, particularly if it is repetitive.

We may also charge a reasonable fee to comply with requests for further copies of the same information. 

The fee must be based on the administrative cost of providing the information.

How long do we have to comply?

Information must be provided without delay and at the latest within one month of receipt.

MediaBlanket can extend the period of compliance by a further two months where requests are complex or numerous. If this is the case, we will inform the individual within one month of the receipt of the request and explain why the extension is necessary.

If your request is manifestly unfounded or excessive

Where requests are manifestly unfounded or excessive, in particular because they are repetitive, we can:

  • charge a reasonable fee taking into account the administrative costs of providing the information; or
  • refuse to respond.

If we refuse to provide this information or request a reasonable fee we will remind you of your right to make a complaint to the ICO or any other supervisory body and remind you of your ability to seek to enforce this right through a judicial remedy.

How will we provide the information

We will verify the identity of the person making the request, using ‘reasonable means’.

MediaBlanket may be able to provide remote access to a secure self-service system which would provide the individual with direct access to his or her information. 

Representative Example: If you borrow £1,000 over a 12-month period, your monthly repayment will amount to £116.05. The total repayment sum, inclusive of £392.60 in interest, will reach £1392.60. This example assumes a fixed interest rate of 79.5%.

Representative 79.5% APR (fixed)

Interest rates range from 12.9% APR to 1721% APR. The APR you receive will depend upon your individual personal circumstances. Loans are available between £100 and £20,000, with terms ranging from 1 month to 10 years. Some lenders only offer loans to UK homeowners. You can request a quote with no obligation.

Please note that we are not a direct lender, and we do not make credit decisions, We are a fully authorised and regulated credit broker, operating a loan matching service. We will attempt to connect you with a loan offer by submitting your information to our trusted panel of lenders and brokers and alternative consumer credit providers. The quote and APR you receive will be tailored to your specific circumstances. Our loan matching service is 100% FREE to use and we will never charge you a fee. To operate this service we may receive a commission from the provider we refer you to. Please note that some services offered may involve a monthly fee, please read carefully before proceeding.

Working for you!

As a leading loan broker service we exist to find you the most suitable lender for your situation.

ALL LOANS ARE SUBJECT TO CREDITWORTHINESS AND AFFORDABILITY CHECKS

MediaBlanket Ltd. Registered in the UK: 07949139; Registered address: MediaBlanket Ltd, Lloyds House, 18-22 Lloyd Street, Manchester, M2 5WA. MediaBlanket Ltd is authorised and regulated by the Financial Conduct Authority under Firm Ref 723605. Registered with the Information Commissioner's Office Z3334636.

*Subject to lender's requirements and approval based on creditworthiness and affordability checks. Most loans can be paid in to your bank account within one hour although this could take 2-3 days if your bank does not accept faster payments. Please note that not everyone will qualify for the full amount.*

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.

Responsible Lending

At MediaBlanket Ltd, we care because money matters and we are committed to working with responsible lenders and acting as a responsible broker.

Our lenders do:

  • Assess that applicants can afford a loan, and will be able to repay it
  • Provide clear, transparent agreements, terms and communications
  • Treat all customers fairly

Our lenders do not:

  • Target people who are struggling with debt
  • Lend to applicants who they believe will be unable to repay without experiencing financial difficulty
  • Proceed with applicants if they are unable to verify their personal details

Please only apply for a loan if you're sure that you can repay it in full on your due date and still manage your other outgoings. Don’t borrow money if you know that you will struggle to pay it back.

Implications of Non-Payment

Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future. It may also result in your debt being passed to a collection agency.

Financial Difficulties

If after receiving your loan you feel that you will struggle to make the agreed repayments, it is important that you do not ignore the situation, and you contact your lender as soon as possible. For further information please refer to the loan agreement and terms provided by your lender.

For further help please go to moneyhelper.org.uk