SupaLoans Is A Licensed Credit Broker, Not A Lender, And Does Not Make Credit Decisions, We May Receive A Commission From The Provider That We Introduce You To.- Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

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Responsible Broking

At MediaBlanket Ltd we strive to ensure responsive, transparent customer service and an enjoyable application experience. As a broker, we have instituted policies designed to clarify the lending process and direct customers to the appropriate authority when questions or concerns arise.

Collection Policies

MediaBlanket Ltd does not engage in collection practices. Your lender will contact you by e-mail, telephone, and / or post to describe and arrange your payment schedule. This will be outlined in your pre-contract information and any signed Credit Agreement, too. Please contact your lender to discuss their collection process, as lender collection policies vary.

Renewals

If you wish to renew, or roll over, an existing loan, please contact your lender directly before your payment is due. Although some lenders may offer you a loan renewal on the same terms as your original loan, each lender’s renewal policy is different, and renewals might incur additional fees or interest. Under certain circumstances, renewals may be automatic. Please weigh the decision to renew an existing loan heavily and consider consulting with independent financial counsel before renewing your loan.

 

Please see other sections, such as FAQs, for more detailed information about us and the products we can broker.

Representative Example: If you borrow £1,000 over a 12-month period, your monthly repayment will amount to £116.05. The total repayment sum, inclusive of £392.60 in interest, will reach £1392.60. This example assumes a fixed interest rate of 79.5%.

Representative 79.5% APR (fixed)

Interest rates range from 12.9% APR to 1721% APR. The APR you receive will depend upon your individual personal circumstances. Loans are available between £100 and £20,000, with terms ranging from 1 month to 10 years. Some lenders only offer loans to UK homeowners. You can request a quote with no obligation.

Please note that we are not a direct lender, and we do not make credit decisions, We are a fully authorised and regulated credit broker, operating a loan matching service. We will attempt to connect you with a loan offer by submitting your information to our trusted panel of lenders and brokers and alternative consumer credit providers. The quote and APR you receive will be tailored to your specific circumstances. Our loan matching service is 100% FREE to use and we will never charge you a fee. To operate this service we may receive a commission from the provider we refer you to. Please note that some services offered may involve a monthly fee, please read carefully before proceeding.

Working for you!

As a leading loan broker service we exist to find you the most suitable lender for your situation.

ALL LOANS ARE SUBJECT TO CREDITWORTHINESS AND AFFORDABILITY CHECKS

MediaBlanket Ltd. Registered in the UK: 07949139; Registered address: MediaBlanket Ltd, Lloyds House, 18-22 Lloyd Street, Manchester, M2 5WA. MediaBlanket Ltd is authorised and regulated by the Financial Conduct Authority under Firm Ref 723605. Registered with the Information Commissioner's Office Z3334636.

*Subject to lender's requirements and approval based on creditworthiness and affordability checks. Most loans can be paid in to your bank account within one hour although this could take 2-3 days if your bank does not accept faster payments. Please note that not everyone will qualify for the full amount.*

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.

Responsible Lending

At MediaBlanket Ltd, we care because money matters and we are committed to working with responsible lenders and acting as a responsible broker.

Our lenders do:

  • Assess that applicants can afford a loan, and will be able to repay it
  • Provide clear, transparent agreements, terms and communications
  • Treat all customers fairly

Our lenders do not:

  • Target people who are struggling with debt
  • Lend to applicants who they believe will be unable to repay without experiencing financial difficulty
  • Proceed with applicants if they are unable to verify their personal details

Please only apply for a loan if you're sure that you can repay it in full on your due date and still manage your other outgoings. Don’t borrow money if you know that you will struggle to pay it back.

Implications of Non-Payment

Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future. It may also result in your debt being passed to a collection agency.

Financial Difficulties

If after receiving your loan you feel that you will struggle to make the agreed repayments, it is important that you do not ignore the situation, and you contact your lender as soon as possible. For further information please refer to the loan agreement and terms provided by your lender.

For further help please go to moneyhelper.org.uk