Rates from 12.9 % APR to 1721% APR - Please see representative APR example below

- Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How It Works

Here's how the site process works and how we'll help you find a loan from one of our panel of lenders.

In our role of credit broker, we're here to try and source a lender for you and help you avoid any pitfalls. As opposed to you applying to each lender individually, we give you more choice by completing one application that we check against our panel of lenders.

1. You complete the online application form and we get straight to work matching your details to one of our lenders.

2. If one of our lenders comes forward, you're redirected to the relevant lender's website and they take you through the next stage of the process. If all goes well, you should have your loan soon afterwards - depending on the lender and on your bank's timescales, this can be within minutes. 


If you're still feeling a bit unsure, there's further information below or check out our FAQ page for answers to more specific questions.

Representative Example: If you borrow £1200 over a 12-month period, your monthly repayment will amount to £116.52. The total repayment sum, inclusive of £392.63 in interest, will reach £1392.63. This example assumes a variable interest rate of 79.5%.

Representative 79.5% APR

Rates from 12.9 % APR to 1721% APR

Loan terms between 3 and 60 months

 

 

Please note that we are not a direct lender, and we do not make credit decisions, We are a fully authorised and regulated credit broker, operating a loan matching service. We will attempt to connect you with a loan offer by submitting your information to our trusted panel of lenders and brokers and alternative consumer credit providers. The quote and APR you receive will be tailored to your specific circumstances. Our loan matching service is 100% FREE to use and we will never charge you a fee. To operate this service we may receive a commission from the provider we refer you to. Please note that some services offered may involve a monthly fee, please read carefully before proceeding.

Working for you!

As a leading loan broker service we exist to find you the most suitable lender for your situation.

Mediablanket Ltd is a credit broker and never charge you for the use of their service or take money from your account. Loan costs will vary depending on the lender. We use a consumer application system to allow our customers to make applications to a number of loan providers and brokers using a single online application form.

Please only apply for a loan if you are confident that you are able to make the repayments. Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future.

We only want you to apply for a loan if you’re sure you can repay it in full on your due date and still manage your other outgoings. By accepting these terms you confirm you have provided accurate financial information and considered potential future income and outgoings in determining your ability to repay

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. A PAYDAY LOAN OFFERS A SHORT TERM FINANCIAL SOLUTION AND SHOULD NOT BE USED AS A LONG TERM SOLUTION.

* Subject to lenders requirements and approval. Most loans can be paid into your bank account within one hour, although this could take 2-3 days if your bank does not accept faster payments! However not all of our lenders offer this service and some may not pay straight into your bank account . Please note that not everyone will qualify for the full amount – this is subject to creditworthiness and affordability checks*

We work exclusively with a selected group of lenders and licensed credit brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them.

You can request details of these commissions or fees, by emailing us at hello@mediablanket.co.uk. We will then provide you with the precise amount of the commission or fee or, where that amount is not known, the likely amount. Please note that the lender or broker we direct you to may not offer the cheapest loan that is available to meet your needs.

The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK. This site is available to UK Residents only aged 18 years and over.


Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.


Responsible Lending

At MediaBlanket Ltd, we care because money matters and we are committed to working with responsible lenders and acting as a responsible broker.

Our lenders do:

  • Assess that applicants can afford a loan, and will be able to repay it
  • Provide clear, transparent agreements, terms and communications
  • Treat all customers fairly

Our lenders do not:

  • Target people who are struggling with debt
  • Lend to applicants who they believe will be unable to repay without experiencing financial difficulty
  • Proceed with applicants if they are unable to verify their personal details

Please only apply for a loan if you're sure that you can repay it in full on your due date and still manage your other outgoings. Don’t borrow money if you know that you will struggle to pay it back.

Implications of Non-Payment

Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future. It may also result in your debt being passed to a collection agency.

Financial Difficulties

If after receiving your loan you feel that you will struggle to make the agreed repayments, it is important that you do not ignore the situation, and you contact your lender as soon as possible. For further information please refer to the loan agreement and terms provided by your lender.

For further help please go to moneyhelper.org.uk