SupaLoans Is A Licensed Credit Broker, Not A Lender, And Does Not Make Credit Decisions, We May Receive A Commission From The Provider That We Introduce You To.- Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

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Loans for holidays

Dec 16, 2019

If you have found the perfect holiday destination but aren’t sure how you’re going to pay for it all upfront, a holiday loan could be an option to consider. A holiday loan is a fixed-rate personal loan that you’d apply for so that you can make simple, smaller payments towards the cost of your holiday. By filling in the application form below, we can look to find you the lender with the lowest rate that is willing to lend to you today.


What Is A Holiday Loan?

A holiday loan is a type of Personal Loan that someone may take out in order to pay for their holiday or to use as spending money while they are away on holiday. You may have found your dream holiday but just don’t have the full amount to pay for it all upfront. A holiday loan could be an option for you if you would rather break this larger lump sum up into smaller monthly payments, paid back at an agreed rate.


Who Can Apply For A Holiday Loan?

To apply for a holiday loan with SupaLoans, applicants must be over the age of 18, be a current UK resident, employed and earning over £800 per month and have an active UK bank account.


How Much Can I Borrow to Pay for My Holiday?

Holiday loans (or Personal Loans as they are otherwise known) are usually for amounts under £25,000. You can apply to borrow as much as you feel is necessary for your situation but it’s best to make sure that you can comfortably afford to pay the loan back alongside the agreed rate of interest.


What is the Process of Applying for a Holiday Loan?

Applying for a holiday loan with SupaLoans is quick and easy! Simply fill in our application form and tell us a few details about yourself, how much you would like to borrow and for how long. Then click the ‘Apply Now’ button at the bottom and sit back and relax while we introduce you to a lender. You’ll be provided with an instant on screen decision of which lender has come forward and agreed in principal to lend to you today. You’ll then agree with your lender how much you are borrowing, how long for and at what rate of interest.


Did You Know?

Did you know, that when you apply for a loan, lenders will look at your credit score to see if you are a suitable applicant? That’s why it’s a good idea to check your credit report and score before applying for finance so that you’re able to make sure that what is on there is correct and factual. You can use our FREE* tool Credit Knowledge today to check your Credit Report!

*Terms apply. Please see site for details.

Representative Example: If you borrow £1,000 over a 12-month period, your monthly repayment will amount to £116.05. The total repayment sum, inclusive of £392.60 in interest, will reach £1392.60. This example assumes a fixed interest rate of 79.5%.

Representative 79.5% APR (fixed)

Interest rates range from 12.9% APR to 1721% APR. The APR you receive will depend upon your individual personal circumstances. Loans are available between £100 and £10,000, with terms ranging from 1 month to 10 years. Some lenders only offer loans to UK homeowners. You can request a quote with no obligation.

Please note that we are not a direct lender, and we do not make credit decisions, We are a fully authorised and regulated credit broker, operating a loan matching service. We will attempt to connect you with a loan offer by submitting your information to our trusted panel of lenders and brokers and alternative consumer credit providers. The quote and APR you receive will be tailored to your specific circumstances. Our loan matching service is 100% FREE to use and we will never charge you a fee. To operate this service we may receive a commission from the provider we refer you to. Please note that some services offered may involve a monthly fee, please read carefully before proceeding.

Working for you!

As a leading loan broker service we exist to find you the most suitable lender for your situation.

ALL LOANS ARE SUBJECT TO CREDITWORTHINESS AND AFFORDABILITY CHECKS

MediaBlanket Ltd. Registered in the UK: 07949139; Registered address: MediaBlanket Ltd, Lloyds House, 18-22 Lloyd Street, Manchester, M2 5WA. MediaBlanket Ltd is authorised and regulated by the Financial Conduct Authority under Firm Ref 723605. Registered with the Information Commissioner's Office Z3334636.

*Subject to lender's requirements and approval based on creditworthiness and affordability checks. Most loans can be paid in to your bank account within one hour although this could take 2-3 days if your bank does not accept faster payments. Please note that not everyone will qualify for the full amount.*

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.

Responsible Lending

At MediaBlanket Ltd, we care because money matters and we are committed to working with responsible lenders and acting as a responsible broker.

Our lenders do:

  • Assess that applicants can afford a loan, and will be able to repay it
  • Provide clear, transparent agreements, terms and communications
  • Treat all customers fairly

Our lenders do not:

  • Target people who are struggling with debt
  • Lend to applicants who they believe will be unable to repay without experiencing financial difficulty
  • Proceed with applicants if they are unable to verify their personal details

Please only apply for a loan if you're sure that you can repay it in full on your due date and still manage your other outgoings. Don’t borrow money if you know that you will struggle to pay it back.

Implications of Non-Payment

Missing repayments may have a negative effect on your credit rating and make it more difficult for you to obtain credit in the future. It may also result in your debt being passed to a collection agency.

Financial Difficulties

If after receiving your loan you feel that you will struggle to make the agreed repayments, it is important that you do not ignore the situation, and you contact your lender as soon as possible. For further information please refer to the loan agreement and terms provided by your lender.

For further help please go to moneyhelper.org.uk